Insurance & Financing
Insurance & financing for pain care
in Houston & Humble.
HTx Pain Institute is in-network with most major insurance carriers in the Houston market — and our team handles the legwork so you don’t have to.
Accepted Insurance
Major commercial, Medicare, and government plans.
This is not a complete list — and individual plans within each carrier vary. The most reliable way to confirm in-network status for your specific plan is to call us. We verify benefits as part of the new-patient intake at no cost to you.
- Aetna
- Blue Cross Blue Shield (Texas)
- Cigna
- Humana
- Medicare
- Medicare Advantage plans
- TRICARE
- UnitedHealthcare
- Workers' Compensation (most carriers)
- Auto Liability / Letters of Protection
Need a Letter of Protection?
For motor-vehicle and work-injury cases, we work with carriers, attorneys, and case managers and accept Letters of Protection. Tell us when you call.
Four steps. No surprises at checkout.
- 1
Share your insurance information
When we call to confirm your appointment, have your insurance card handy. We collect everything we need to verify your benefits.
- 2
We verify before your visit
Our team contacts your insurer to confirm coverage, copays, deductibles, and any prior-authorization requirements — before you walk in the door.
- 3
We explain the numbers in plain English
You'll know what you owe, what's covered, and what (if any) prior authorizations are needed. No surprises at checkout.
- 4
Financing if you need it
For self-pay services or larger out-of-pocket procedures, we offer transparent financing options through CareCredit and similar programs.
Self-pay & financing options
Some services — particularly elective regenerative therapies like PRP and certain wellness programs — are not covered by most insurance plans. We provide transparent self-pay pricing up front and offer CareCredit financing for patients who would prefer to spread payment over time.
Common questions
- Do you take Medicare? Yes — including Medicare Advantage.
- What about workers’ comp? Yes, we accept most carriers and coordinate with case managers.
- What if my plan isn’t listed? Call us. The list is not exhaustive — verification is the reliable answer.
Ready When You Are
Get the care you deserve. Schedule your consultation today.
Two Houston-area locations. Same-week consults available. Most insurance accepted.